Use our FREE calculator to estimate your personal income tax and discover ways to save!
Residency Status
Are you a local resident for the Year of Assessment 2026?
(For personal income earned from January to December 2025)
Income Details
Enter your gross employment income for the previous year (including any bonuses, fixed allowances, and benefits in kind).
DO NOT deduct CPF paid when you key in this figure.
- Trade, Business, Profession
- Dividends & Interest
- Rental Income
- Royalty, Charge, Estate/Trust
- Gains of an Income nature
Expenses & Donations
Enter your allowable employment expenses.
Donations to IPCs are deductible at 2.5 times the value.
Please enter the final deductible amount (2.5x your donation).
E.g. If you donated $1,000, enter $2,500.
Personal Reliefs
Applicable for Residents (Capped at S$80k)
Estimated Tax
This is an estimate for YA 2026 based on standard progressive rates. Actual tax liability may vary.
* Disclaimer: The information in this summary is intended to be no more than a general overview of your tax position. For simplicity, some details have been omitted. [If you need professional tax advice or assistance, please WhatsApp us at +65 8699 8821]
Estimate Your Singapore Personal Income Tax Now
Our online tax calculator is easy to use. Simply input your chargeable income to get an instant, accurate projection of your tax payable.
Gain clear insight into your effective tax rate and discover how much you can save with available exemptions such as Working Mother’s Child Relief (WMCR), Grandparent Caregiver Relief, and more.
Take the guesswork out of tax planning and make informed decisions with confidence!
Understanding Singapore’s Income Tax Rate
Singapore uses a progressive tax system. Your income is divided into "layers," and each layer is taxed at a different rate. For example, the first S$20,000 of your income is always taxed at 0%.
The next S$10,000 is taxed at only 2%, and so on. Even if you receive a raise that pushes you into a higher bracket (the maximum rate in 2026 is 24% for those earning over S$1 million), only the extra dollars in that new bracket are taxed at the higher rate.
This ensures that a salary increase always results in more take-home pay, never less.
Take Control of Your Taxes Today
Seize opportunities to reduce your taxes and enjoy clarity at your fingertips. Our tax team at InCorp can guide you towards maximising your tax incentives and manage your tax obligations on time to reduce potential penalties.
FAQs
What is the minimum salary to pay income tax in Singapore?
- In Singapore, you generally need to file an income tax return if your annual income exceeds S$22,000. However, you only start paying tax if your chargeable income (after tax reliefs) is above S$20,000, as the first $20,000 of income is not taxed.
How can a Singapore personal income tax calculator for foreigners help me?
- A calculator tailored for foreigners, if you are one, can help with an accurate tax estimation, maximise tax reliefs, and help with financial planning and budgeting.
How can InCorp help?
- Our tax experts provide tailored advice based on your unique financial situation, ensuring you maximise tax reliefs, deductions, and exemptions. WhatsApp us at: +6586998821
Why does Tax planning important?
- Singapore’s tax system is designed to be fair and equitable, operating on a progressive structure in which higher-income earners pay a higher percentage of tax.


